Latest review first
why haven't our 1099 forms been sent. On last year you were very efficient in sending them why the delay this year. I always schedule my appointment with my tax advisor at the same time every year and now i'll have to probably reschedule which is an...
I got a card no more than $300 to use, used it for a few things, the balance was like $236 at the most. Payments of $15 were the minimum, missed a payment. Sent a statement that balance need to be paid in full, was charge a $39 late fee + another $29 fee tacked on each...
i knew i wasnt going to make the payment on time, so i called capital one and promised them a date of payment. but the phone calls keep coming and even around 10:00p.m. isnt this kind of practice is illegal? i really think that everyone in this site should file...
Capital One missleads good customers
I have been a long time Capital One Visa customer. I have always paid off my card balance in full. In December I made the big mistake of taking advantage of the opportunity to write a check to myself for $13,500.00 with a promise from Capital One that the interest rate would be 0% for 12 months. When I received the first billing I called Capital One to find out how my payment would be allocated because I wanted to be sure that the few other charges on my account would be paid first and the balance of my payment would go against the $13,500.00 advance. Well I was advised that all of my payment would go against the $13,500 which means the other charges would be accruing interest at 17.90%. I was told by a manager, Trevor, that I should have read the finance agreement I received when I first got my card and that no one at Capital one was responsible to remind me of these conditions when I called to inquire about the offer. Bottom line I was told it was my fault, I didn't do my homework. Well, I should know by now that nothing is free and that credit card companies don't know the meaning of the word ethics. I am paying the balance off in full and throwing away the card. I know Capital One doesn't care but I had to blow off some steam
Capital One in Eugene, Oregon - My "promotional"rate is going ajustable after three years
*** hole one has done its customers some fine justice again. i recieved my statement for 1/10 and a note says i was notified recently about a change in my promotional rate going from a fixed 9.9% to an adjustable now currently 17.9%. i called to ask how my 3 year old rate was promotional and when was i notified of the changes, apparently in feb 09 was when they notified me in "junk-mail". now it is to late to opt-out according to thier lovly call center and a mainland manager. If anyone has heard of a class action starting over this issue i would like any info you have on it.
I made a online payment when I received my email statement Dec 11 capital one is saying that because the payment was one day early that they are charging it to December and because it was one day early they are charging me with a late fee and non payment for Jan 2010 and doubling my min payment. I will never deal with capital one again. when they say whats in your wallet they mean what every they can raid you of by any means. they are a bunch of thieves. every one needs to contact their repesentives and push for credit card reform.
Capital One in Reston, Virginia - Issued new card without approval from holder
my brother is going thru a divorce. his (not some enough ex ) wife had a credit card in his name only for 8 years. He discoverd it thru bank statements when he went to the bank to see if he had any money left. (he works 2 jobs -she has never worked). he contacted the ccc told them what had happened got the pay off and closed the account in oct. he just discovered she has received a new card on this account. HOW IS THAT POSSIBLE. he will be calling the ccc again today and filing a police report. WHAT ELSE CAN HE DO TO STOP THIS HEMMORAGE OF CC DEBT THAT HE NEVER AUTHORIZED???? help help
Capital One in Rancho Santa Margarita, California - Approved for loans 2 months ago, recently denied
I submitted a loan request for an auto loan. I couldn't find what I was looking for within the time frame, so I had to reapply for a loan. I then submitted an application to Capital One and they approved me again with an interest rate 3% higher than the previous loan. I then decided to cancel this loan which was 2 months ago. I recently submitted a loan request and they declined me but submitted me for approval at Roadloans. Which didn't make sense to me because I didn't authorize them to sell my credit. I just received my decline letter which indicated that I have high credit limits on my credit cards and I do not have a mortgage. This is their reason for their declining my application. The stranges thing about it is that I currently have a loan with them and have paid it on time for the last 2 1/2 years. I'm sensing a scam going with this company or financial issues.
Capital One in Los Angeles, California - Breaking law - USC Bankruptcy Code
*** Hole 1 tried to repossess my car while I was still in bankruptcy. This is a patent violation of the automatic stay. Plus I did not reaffirm my debt. These guys need a few class action suits to keep them honest. Really dishonest bunch of crooks. They made no effort to contact me or my attorney to communicate their points. Just showed up with a tow truck. Stay away from them or you will be sorry. I may sue them if my car actually gets repossessed. Plus I'll sue their subservicer company (who you can NEVER reach on the phone) and transport agents and all their ilk.
Take revenge against Capital One
We can all take revenge against capital One: all of of us who have been wronged by them. I had money missing from my credit card account, yet capital One refuses to account for it, so I decided to create a website organizing a massive revenge campaign against them. The goal of the website is to cause them to lose huge amounts of money and hopefully as a result go bankrupt. Go to www.capitalone-fraud.com Please also tell me your own ideas on how to take revenge against them, so that I can post them on my website. Thanks
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