Capital One
Reviews and Complaints

Man I bet you sucks *** for a living. No wonder your such a broke loser all the time, cuz broke losers who suck *** for a living can't pay their credit card debts.

But I'm a real man, and I make tons of money and I'm obviously much smarter than you. I probably bang your wife while you're off getting upside down in credit card debt, cuz your so *** and I'm so smart. And well hung.

Well, loser, better go to work so you can pay off your retard debt. I think I'll bang your wife tonight. With my huge ***.

This is a repost that I am posting on every Cap one post in hopes that no one will give this company the time of day.

Had our account for 11 years.

NEVER a late payment and always a good customer. We got a "change of terms" in the mail stating that our interest rate was going from 10.5% to 17.99%!!! I called and asked them why and after waiting 20 minutes on hold I got to speak to a person I could not understand and only told me that it was stated on my change of terms mail why. No it wasn't I said.

They finally told me that it was because of my account activity. I asked what exactly they meant because I have an excellent record with them. She told me she couldn't say why. I closed my account.

No more credit cards for us. If anyone is thinking of getting a new credit card right now, please think it through and don't forget to read any fine print.

I had the exact same thing happen to me. I had (past tense) a Capital One card, had the balance paid off and had the account closed. Now they are trying to bill me for money I don't even owe.

I have been a customer of theirs for 2 yrs with my auto loan, I havent had any problem with them. When i call for somethin their always willin to help.

But on the other hand i have always managed to pay my loan somehow and i can understand how stressful these banks can be in order to collect their money. I had a volutary owner give up on a vehicle which caught fire.

needless to say the bank is still wanting their money for the full loan amount even though it was almost paid for. So do want you can and nothin more and notin less and everything will eventually wrk out.

Beware when there collection office calls you, it's not in the United States. You are really speaking with someone in India.

I will pay my bill, but then I'm not doing business with them anymore, it's the only thing they understand. Not only this, when you call the 800 number on the back of your card, even though the number my be in the US, it will transfer you to their office in India or the Phillipines. That's not right either.

I encourage all Capital One customers to pay off their cards, cancel them, and do business elsewhere. If they don't get our money, they will get the message.

I have never had a problem with Capital One's website. I have credit cards with 4 different banks, and I find Cap One's site to be the easiest and most convenient one to access and make an online payment.

How can these people continue to overcharge interest on paying customers AND keep all the $uc!ng $ ---our tax dollars that were given to them???? What is wrong with this picture??!!

They should all be tried for organized crime, thats what it is!!!

Hey, you aren't the only one. Had our account for 11 years.

NEVER a late payment and always a good customer. We got a "change of terms" in the mail stating that our interest rate was going from 10.5% to 17.99%!!! I called and asked them why and after waiting 20 minutes on hold I got to speak to a person I could not understand and only told me that it was stated on my change of terms mail why. No it wasn't I said.

They finally told me that it was because of my account activity. I asked what exactly they meant because I have an excellent record with them. She told me she couldn't say why. I closed my account.

No more credit cards for us. If anyone is thinking of getting a new credit card right now, please think it through and don't forget to read any fine print.

everyone needs to can capital one cards get a better one or none at all show them we dont need there card shove it where sun dont shine

You have to look at it from the Credit Card Company's perspective.

You are considered a dead beat by the credit card companies if you pay your credit card in full at the end on the month. They don't make any money from you.

Credit card companies are looking to form a long term (preferably forever)parasitic relationship with their customers. This can't be done with deadbeat customers who pay off at the end of the month.

Also, It might help to remember that there is more than one definition of service in the dictionary. The one that the credit card companies seem to be using today is the farmer's definition.

The farmers definition of service usually involves bring over the neighbor's bull to service his cows!

This company as criminal and shoddy as they are, offers an online payment reminder that they send out at the end of the billing cycle.

It shows up as an email so if you have a computer you can get your invoice this way.

I get mine this way every month and it is reliable. The crooks at capital one like this method too because they save thousands of dollars on paper and postage-And you know anything to help them pay their CEO millions of Bonus dollars more they like.

And who knows, they can give the $3.00 a day Indian woman another 5 cent raise with the rest of the savings

I have a a capitol one businness card for years all of a sudden my balance went from under 200.00 to over nine they said I was past due and had over the limit charges and late fee which ran it up. Which was not the case.

I canceled the card and paid the balance I knew I owed they continue to harass me and even with the card canceled the balance continues to grow. Think twice my friend about what's in your wallet