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Capital One in Stone Mountain, Georgia - ID Theft Allowed - Will not protect your from losses
My capital one credit card information was stolen and the thief used it to run up over a thousand dollars worth of charges. Capital One wants to hold me responsible for all the charges. I have perfect credit, the account has always been paid on time...the charges took place in the Miami area and we live in Atlanta. Capital One will not tell me how to clear my account or my credit...every time I do what they ask, ie the file a police report, they want me to do something else. They will not tell me what I need to to complete this process. They also continue to charge me finance charges against the outstanding charges and will not share important information with me regarding the charges. I tried to close my account, but they continue to send me cashier checks...they are really screwed up. I am left with no choice but to stop playing their game and deny paying them which will hurt my credit and cost me more money in the long run...so much for credit card companies having your back....Capital One is hurting financially from the mortgage crisis and seem more interested in screwing their customer....Capital One Sucks....Do not use them!!!
Capital One Auto
I have never had so many problems as I have with Capital One. As of yesterday, they told me I owed $2,052 immediately or they would pick up the vehicle. Mind you I had a statement showing how much my payment was and which was remitted. I had two extensions on the loan way back and they stated that was the reason - at the end of the contract - however they did not say that at the time of extensions. Never, never will I do business with Capital One Again! The people they have working there are totally rude and you will get a different story everytime you call. Example - last year received a sum of money called in and stated I was sending the money to pay payments ahead - was told perfectly fine. As it turned out they will only accept 3 payments at a time. Never once was this stated and trying to get this figured out was so time consuming.
using the number 1-800-955-6600, Capitol One Telemarketers never stop calling my home number trying to get me to buy something. I hang up or let them know my disgust; however, they are relentless. calls start at 7:30 a.m. and continue until 9P.M. Capitol One has to be...
Capital One in Assonet, Massachusetts - Sue them sue them i am sueing them for geving my id away sue them and they will not show up in cour
sue them i am for 4080.00 and they they will not show up in court cost to much and they will not win no one likes cap one *** does not last long in the usa my be inda. this is not inda my be thats why cap one is they so out of the usa and i hope they show up in court so i can show the mass, court that the police had to be put on hold for 60days on my about my id that was stolen becuse of this co. and they made it hard to get copys of bal trans checks police dept.also cap one will not change my address for ayear now i get two days to pay mybill sue sue sue them now you will not be sorry
I had a Capital One credit card. At first, I liked the card until they kept raising my interest rate. I paid on time each and every month, and still, my interest continued to climb. I decided to pay it off and close the account. I always believe it is best to put things in writing to any company, so, I wrote a letter to Capital One and requested that my account be closed. The following month, I received a bill with a Zero balance on it and the status of the account was open. I called Capital One and verbally requested that the account be closed. I was assured that it would be taken care of and I also returned my bill with the words "Please close this account" and my signature on it as back up. The next month, I received a bill with a Zero balance and open status. I called again, they claim they had no record of my request to close the account and assured me (once again) that it would be closed. I once again, sent my bill back and wrote "4th request, close this account". The next month, I received a bill....etc. etc. IT TOOK ME SIX (6) TIMES WRITING AND CALLING THIS COMPANY TO GET MY ACCOUNT CLOSED. It was awful. I would not recommend anyone open a Capital One cardit card. WHAT A HASSLE (their "no hassle" solgan is JOKE).
Capital One Credit Card interest rate increase
After several years as a good customer who pays promptly on account, our "fixed" rate suddenly shot up from 7.9% to 12.9%. According to customer service they could not do anything about it. Yet I see advertisements for low rates to lure customers. Customers with excellent credit ratings, are not given any consideration. We took out a home equity loan and paid off and closed the account. My question/complaint is how can a credit card company raise it's rates to astronomical amounts? They also choose to ignore repeated requests to stop soliciting on a weekly basis for loans.
I am sooo pissed. Capital One Auto Finance sold my car loan to Onyx. SO what's the scheme? Capital One supposedly per their customer service bought Onyx Acceptance Auto years ago. I wonder if it is really the other way around. Use one company because the name is...
Capital One won't let you close a paid acct.
I had a Latino roomate with limited English. She accepted one of the Credit card offers Capitol One makes to all recent immigrants to the U.S. They kept raising her interest, and adding charges, no matter how quickly she made her payments. I lent her money to pay off the Credit card, and translated for her when telling the Capitol One people whe wanted to close her account, even though they have Spanish speaking staff handling their calls from Latino customers. We had to make several calls, to many different departments before they would allow her to close her paid off account! What was the reason they gave as to why she shouldn't close the account? "We gave you credit when you first came to this country, you owe us for that". Interpreter/Translator
Capital One in Tampa, Florida - CAPITOL ONE
CAPITOL ONE is advertising Consumer Loans of up to $30,000 at 6.99% to 10.99%. A friend of mine with excellent credit applied for a loan and was sent a check with an interest rate of 10.99%. I told him I had excellent credit. He asked me to apply for a loan and I did. Sure enough, mine was for 10.99%. I voided the check and returned it. These consumer loans are a scam. You will NOT get the 6.99%, 8.99% or 9.99% loan. DON'T apply unless you are desperate and willing to pay 10.99%.
CAPITAL ONE DECEPTIVE CREDIT CARD PRACTICES
On January 8, 2008 I got a new credit card from Capital One, taking advantage of advertised offer of 5.99% for life. I promptly transferred $7,500.00 worth of other debt to this card. I set up payment via the web. I paid $250.00 on January 22nd, in advance of the first billing, which I HAVE NEVER received). I have attempted to make a second payment (still having received no statements) but the account is locked on line and I am unable to make a payment. After reading literally hundreds of complaints against this credit card and bank, I now realize they are VIPERS and certainly up to no good. If I had adequate funds I would promptly pay off this card and take out ads stating my opinion of their obviously underhanded activity. I would LOVE to join any class action suit against Capital One and their credit card practices. I suspect they are going to be giving me a lot of grief over the next few months. I would also love to sue individually, but at this time I don’t think I can afford such a lawsuit. T Stephens / Grapevine, TX
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