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1.0
Details
On the 19th of Oct.2014 they cut the lock on my gate were the car was in the driveway. We called the police because we thought someone had stole the car, come to find out they had taken the car, stating that we were 6mos. behind on payments. This happen while we kept...
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5 comments
Anonymous
#1021573

yep got my car repoed yesterday and I have proof from them stating that we are current and now they are asking for bank statements from the beginning of our loan which we don't have due to the fact that we don't have that account anymore.. now our credit is screwed and I have no vehicle.

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Review
#549921 Review #549921 is a subjective opinion of poster.
Cons
  • Are crooks and lairs
Reason of review
lairs
Loss
$13553
Preferred solution
Let the company propose a solution

CAPITAL ONE IS THE WORST COMPANY ON THE PLANET

ICLE I FINANCE A VEHICLE FROM CAPITAL ONE THROUGH A DEALERSHIP, 20009, DUE TO BAD HEALTH I WAS FORCE TO RETIRE FROM MY JOB, I NO LONGER COULD AFFORD THE CAR PAYMENTS ON THIS VEHAT I TRY ANICLE BECAUSE I WAS NO LONGER GETTING THE MONEY THAT I GOT WHEN I WAS WORKING I IAM ON A FIXED-INCOME[SS-PENSION] I EXPLAINED THIS TO THEM, THEY SUGGEST THAT I TRY AND SELL THE VEHICLE AND I TRY TO DO WHAT THEY SUGGESTED, THE DEALERSHIP OFFERED TO BUY THE CAR FOR $23,500 I ONLY OWED $26000, ON THE CAR THEY TURNED DOWN THE DEALERSHIP'S OFFER AND STATED THEY WOULD ONLY ACCEPT THE ORIGNAL AMOUNT OF $26000, I EXPLAINED TO THEM OVER AND OVER AGAIN THAT I COULDNOT AFFORD THE CAR, ANYMORE BECAUSE OF THE CHANGED THAT I AS FORCE TO ACUM TO HEALTH FAILURE, THE VALURE OF THE CAR WAS EVEN WORTH THE $23,500, BECAUSE IT HAD WHEN DOWN IN VALUE. IT WAS A 2008- GM ACADIA[FWD] STANDARD, EXCEPT FOR LEATHER SEATS. I TRIED AND TRIED TO EXPLAIN TO THEM THAT THAT WAS THE HIGHEST AMOUNT THAT I COULD GET FOR THIS CAR, THEY STILL WOULD NOT ACCEPT THE $23,500, SO I TOLD THEM THAT THEY WILL HAVE TO COME AND REPOSSE THE CAR, THEY REFUSE TO THAT FOR 6 MOS, AFTER THEY REALIZE THEY WAS NOT GETTING PAYMENTS, THEY FINALLY CAME AND GOT IT. THEN THEY STATED THAT THEY COULD ONLY SELL THE CAR FOR #19000 THAT I OWE THEM THE REMAINING BALANCE OF $7000 IF THEY HAD AGREED ON THE $23,500 THAT THE BUYER WAS GOING TO PURCHASE IT FOR THEY WOULD HAVE GOTTEN MUST OF THE MONEYTHAT WWAS OWED ON THE CAR, CAPITAL ONE BANK IS OWED BY CROOKS, GREEDY BULLY THUGS, THAT IS GREEDY FOR MONEY WHETHER THE AMOUNT IS A FE DOLLARS. THEY PREY ON POOR HELPLESS PEOPLE THAT THEY KNOW THEY CAN TAKE ADVANTAGE OF, MAY GOD BE THERE JUDGE OF THESE MONEY HUNGRY DEVILS!!!!!!!!!!!!!!!!!!!
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Review
#548335 Review #548335 is a subjective opinion of poster.
Reason of review
Poor customer service

Capital One in Santa Clara, California - CC Account deactivated because of "fraud" activity - now asking for SSN, DL and utility bill copies !!

1.0
Details
Capital One seems to be the biggest identity thief. For some weired reason, they deactivated my Credit Card Account saying that there was a "Fraud" alert. Why would this happen- I have no idea. But it happend and suddenly. They couldn't give me a reason for this to me. I called them and they asked me several questions - mother's maiden name, ssn, address, phone no, etc. etc. Even after answering everything at last they say that they can't verify my identity and so now I need to send them a copy of my Social Security Number, Driver's License and a utility bill ! I didn't give them this information even while applying for the card, and now they want a copy of all of these ! No thank you, I am not giving away my identity so easily to the identity thief Capital One !! I have had a checking account with them for 8 years now but I think it is time for me to rethink !
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1 comment
Anonymous
#892803

You are an ***. IF someone had used your card fraudulently, I'm pretty sure you'd be blaming them for that too.

Every credit card company is bound by rules and regulations. They ask you to verify your identity to make sure you are who you say you are.

Should this account have been opened by someone using your info, wouldn't you want Capital One to request such info? Or would be you on this forum complaining about how capital one didn't protect your security?

Review
#547249 Review #547249 is a subjective opinion of poster.
Reason of review
Poor customer service
Loss
$250
Preferred solution
Let the company propose a solution

Capital One - Customer Service Review

Capital one hires personnel from republic of panama (sitel panama, google it) and philipines (iqor corp) the dudes from panama only gets paid 600 (minimun wage in panama monthly) they demand that you collect from customer using all type of coercitive tactics around 2k per hour and bonuses are unreachable if you want to speak directly with capital one call 18009460332 when recording asks for party extension you dial 2750018 you are calling the office of the president, the president will not answer but people in us will actually pick up the phone, for hardship request acct needs to be 60 or more days past due and have half of all payments done
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Review
#543708 Review #543708 is a subjective opinion of poster.

Capital One in Walnut Creek, California - Lack of replacement card

I was notified on October 3rd that my Capital one card was comprinized in a fraudulent card hacking scheme. After considerable time on phone and being transfered countless times. I finally was transfered to a (customer fraud superviser specialist) from where else India? I pleaded with him not to deactivate my card because I was out of state on vacation and needed my card for expenseses. He promised me I would receive my new card by October 4th or 5th. Long story short I never received my replacement card, thank God I was not overseas. When I called to cancel my account I never got an apology nor did they say they were sorry. I found customer service at Capital One to be nothing but a nightmare with incompatent people who had no idea of what was going on. It is in my opinion that is best to stay away from this credit card company. They are not looking out for the card holder nor do they seem to care.
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1 comment
Anonymous
#881091

An apology? Lets break this down, Capital One stopped fraudulent activity on your account (changed card number to prevent more charges from an unknown source).

They could have let the fraudsters continue to use your credit. You should be thanking them for taking control of this. Now, I've been there.... it takes about a week to receive a replacement card.

Once said card leaves capital one, its on the hands of the usps. We all know mistakes happen there. Capital one took care of you. They can't make a new card appear out of thin air.

Its a process and many people go through it everyday. For you to close your account for something beyond their control, you don't deserve an apology. They should celebrate.

What's next... I used my card online (over the phone, caught by a skimmer, went to home Depot )and was hacked, you OWE me?

Review
#542953 Review #542953 is a subjective opinion of poster.

Capital One FRAUD ALERT

1.0
Details
About 3 weeks ago I learned that my Capital One account had been frozen for suspected fraudulent activity. I called the fraud department and have been run around in circles ever since. This matter is still unresolved going on three plus weeks. I was told that I needed to send in a copy of my driver's license, social security card, and proof of residence (I.e. a utility bill). Sent in the information they requested and the first time they were fairly timely in responding, but only to tell me my gas bill was no good. Since then I have sent in a mortgage bill, a bank statement and a water bill. And with each item submitted absolutely no follow up from Capital One. I have had to call them each time, sit on hold for what is now hours, only to be told that the document I sent in was not good enough. The reason why they wouldn't accept each document has changed with each person I have spoken with. This has reached the point of insanity with Capital One. They apparently have very stringent rules and requirements which they don't bother to communicate to their customers. I was more than happy to provide them what they have requested, and they still don't believe I live where I do despite having in their hands a gas bill, mortgage bill, bank statement, and water bill. I am running out of bills to send them and I suspect this will never get resolved. When and if it ever is resolved I will be closing my account and never doing business with them again. Terrible service. The worst I have experienced with any financial institution.
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Review
#541702 Review #541702 is a subjective opinion of poster.
Reason of review
Poor customer service
Preferred solution
Let the company propose a solution

Capital One - Who doesn't LOVE repetitive robo calls that hang up in your ear?

1.0
Details
I get at least 4 robo calls a day from Capital One. Each and every one of them hangs up as soon as I answer. They know I do not tolerate these non stop calls and I made it quite clear that when we tell them what date we will pay, do NOT call my house every single day before that date or I will blow out an ear drum with my whistle. SO they decided to put me on the robo caller. I get calls that are automated robots that either hang up on me the second I say a word OR they just go on and on and on and as soon as I hang up, you got it, I get another call! Also, am I the ONLY one that notices that I can go all day without making or receiving a call, then the second a call is made to or from my phone they start calling? It feels like they are monitoring my phone activity to be sure to call when someone is home accepting or making calls. I am willing to bet they are using some kind of software that allows them to monitor this activity. Bad business, Capital One, Bad Business.
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2 comments
Anonymous
#890615

You sir are quite ***. Just saying... this didmake me laugh.

Anonymous
#886107

Well its sounds like you are on an automated dialer because you are past due...call in they I'll help you resolve this issue.

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Review
#540145 Review #540145 is a subjective opinion of poster.

Incompetent Customer Service Review

Capital one has incompetent customer service! They have no idea how to do their job, even the supervisors! Not to mention, RUDE AND UNPROFESSIONAL! They blabber on about nothing instead of getting right down to the issue and fixing it! I have so many complaints about this company but it's WAY too much to list!! Searching for a better bank!!!!!!
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Review
#539227 Review #539227 is a subjective opinion of poster.
All offers, access checks seem very sweet, but when you actually need money, they will freeze your credit card account in the name of "Fraud...
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Review
#533525 Review #533525 is a subjective opinion of poster.

Capital One in Litchfield Park, Arizona - Capitol one auto finance scam

I financed a vehicle with capitol one auto finance Aug 2010. I got a 2010 Chevy Malibu that was 15,000. I put down 5,000 so my payment would be 370.00 every month. I pay every month on time. I even change my date to pay so 6 of the month to the 20th of the month. All of a sudden I started receiving emails saying thank you for your payment of 500.00. I called and said I never made a payment they told a payment was made. 2 months later I was behind 3 payments. I was told to pay 1,200 to bring account current. Now I make payments every month they say I am still behind 2 payments. Now its been 4 yrs. and they say I still owe 13,000. WOW HOW So Think vehicle 15,000 you purchase you make payments of 370.00 for 36 months How much should you still owe on your car. Yes Thank You I still owe 13,000 4 yrs. later. Now my car is getting hit with every recall you can think of its not even safe to drive. I am still paying on the car they say behind payments and the balance is still 13,000 Do not finance with them at all SCAM SCAM SCAM
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1 comment
Anonymous
#880002

Your story doesn't even make sense...

Why would the lender email and say thank you for your payment? Are you talking about the confirmations?

Review
#532161 Review #532161 is a subjective opinion of poster.