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The negative reviews I came across while trying to activate my Capitol One card were the most accurate negative reviews. Thank You to everyone who takes the time to post reviews on this Bull *** Company. I called 3 times within an hour and was disconnected each time at...
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2 comments
Anonymous
#839901

Anonymus , your reply here is more than rude how dare you insult members with this comment ?Anonymous Jun 22

You shouldn't have a credit card to begin with. You, sir/madam, sound like a bafoon.

Since you went with capital one, you probably have less than perfect credit.

Go with a real bank or better yet, use cash and we won't have to listen to you ***.

Calling customers baffoon abd saying that if they are with CP they have bad credit haven't you heard about economic crisis and the thousands of people that try to get back a good credit ? You probably work for Capital One as you sound like one of their *** !

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Review
#499809 Review #499809 is a subjective opinion of poster.
Service
Capital One Card Activation

Capital One Credit Card Review from Shakopee, Minnesota

I have been 15 year plus costumer and it been taking me over two month to get a new card and each time it is a different excuse. Last two Saturdays I called and it was said I would get a credit card in 4-5 days ugh done this too many times so upset thinking about leaving companies service ugh ugh sick deal Dennis Walsh
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Review
#499765 Review #499765 is a subjective opinion of poster.

Capital One in Mesa, Arizona - Can't Sell My Vehical

I have a deal to sell my vehicle but Capital One takes 5-10 days to clear a payment and 15 days to process the title clearance. So if you want to sell your vehicle you will have to pay it off at least 25 days before you put it on the market or have a very patient buyer. They will tell you there is ways to expedite it such as overnighting a cashiers check so I spent $35 to overnight the check and now they are telling me it is still 5 days processing. I am going to lose my buyer all because they can't get their act together. Go through a local lender so this won't happen to you.
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2 comments
Anonymous
#989651

Overnight Pymts take 48 hours. Regular mail takes 5-10 business days, unless you do it with a debit card or checking account.

Then this process takes 12-24 hours. I work for Coaf collections.

Anonymous
#880015

Or you can go with Wells Fargo and wait over 2 months...

On a serious note, how was that Capital One Auto Finance's fault? You called about it, they told you their procedure and timeline, so it's up to you to tell your buyer to wait or you're going to have to find a new buyer.

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Review
#493995 Review #493995 is a subjective opinion of poster.
Service
Capital One Loan
Loss
$13500
Today I got an email with a subject "We're closing your accounts", and the body below. Note that I have no credit card with them. Only a checking account with over $2,000 and a savings account with over $30,000. I don't use the account frequently, but transfer in/out...
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4 comments
Anonymous
#1523086

Capital One 360 they closed mines my checking and savings account for Fraud and i never reported any fraud and they closed my account and send and email that my account was closed because it was disputed and i never gave them permission to close my account

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Review
#493575 Review #493575 is a subjective opinion of poster.

Capital One Credit Card Review

I just got my card and activated yesterday after several purchases which was why i NEED some extra funfs it was declined and turned over to fraud dept im appauled at their behavior, and cant get anyoneto yell me a reason for this action do yourself a favor, trya different company awful custermerservice!!!
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Review
#493508 Review #493508 is a subjective opinion of poster.
Product
Capital One Credit Card

Capital One in Jackson, Mississippi - Applied for card, was turned down WOW

It's rather simple story really. I wanted an extra credit card . Already have a loan with my bank for about $4000 and a master card with $5500 limit. I also mess around a dept store credit card with another $1600 limit and a small $300 card. My credit score is around 680 or so, And my income is over $40.000 a year. But, get this..! I don't make enough money for a capital one card, LOL No kidding guys, That's what they said in a letter they sent me. WOW. I suppose capital one is so hard up that you have to make at least $50.000 a year or they turn you down. Btw they did this AFTER sending me pre approved notices for as much as $1500 for over a year and a never late or missed payment on anything. Anyway, after making a call to capital one. they informed me that i made an error on my application on my income. So, she said she was "SUPPOSED" to have fixed it.. Within 10 days, i was informed that i don't make enough income. WOW Still not fixed, So, I'm out of a few points for falling for their *** game and support never did anything they said they would do.. Oh well, What can i say? WOW. Use caution!!!
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Review
#492175 Review #492175 is a subjective opinion of poster.
Product
Capital One Credit Card

Capital One-What's in your wallet...NOTHING!!

Capital one is a frigging joke. If you owe them money you better watch your bank accounts. My daughter and son-in-law owed them money and were doing their best to pay them back....Capital One emptied their bank accounts...and being though my daughter had her name on my grandsons account....they emptied his too. Capital One should be considered the worst credit company in America. My daughter and son-in-law have four kids in their house and Capital One to every last cent out of their accounts...what *** is this. Any one using Capital One should destroy the credit cards.
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2 comments
Anonymous
#1243560

Did they bank with cap 1? All banks have verbiage in the terms and conditions about their right to set off (take money from checking/savings) if loans or credit cards go into default.

I repeat, it's not just capital one AND this is only done when the customer is in default and did not try to make arrangements. It's literally a last resort action to collect on a past due account.

Anonymous
#984082

Well clearly they can't pay their bills on time. Maybe having less children (birth control would be cheaper) would allow them to pay their debts.

In order for a company to "drain" an account, capital one must have sued in court and won. More than likely your family didn't show in court and a default judgement was enter by a judge.

Any one who obtains a judgement is is entitled to collect said debt. Stop complaining and teach them how to manage finances.

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Review
#491518 Review #491518 is a subjective opinion of poster.
Product
Capital One Credit Card
Loss
$1000

Capital One - Rude Service Review from Fort Myer, Virginia

Keep getting a run around when dealing with the fraud department. I have been lied to several times and I'm tired of it. Because of the 911 in our area our address changed and they won't look at the info I sent to clear it up. I had to send a poa and copy of bank statement so they could deal with me because I'm not the primary. Now they say the info I sent is not good enough. I've dealt with rude reps and been hung up on several times. This is one of the worst call centers I've ever dealt with.
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Review
#491170 Review #491170 is a subjective opinion of poster.

Capital One - CAPITOLONE DONT DO IT'''

I got my card taken rightout of mailbox used and while I was away on vaction I got a email saying thankyou for using your capitolone card ...lol... I emediatly called them and asked what this was about and it was a new card and they maxed it out I asked them to plz stop card an alert fraud but instead th e rep sends me another card and said hes rushing it out for me I was on vacation 5 hours away from home when he told me that next day I packed up and drove home aweek early to recive card and call them as soon as I got it now they tell me it will take 30 to 90 days to resolve what a joke gooooo discover ... very bad service never had an issue with any other company .......
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Review
#491168 Review #491168 is a subjective opinion of poster.
Loss
$500

Capital One - Account Review from Richmond, British Columbia

Okay I was using capital one when I was in toronto thn I moved to calgary. All of sudden I forgot my online username ( since I remember my password) nd aftr trying 3 times they blocked my account.this understandable. Then I called them regarding this scenario they were asking me to fax some documents.I did fax but first time they didnt get those secobd time they were saying its nt clear third time they said they need some more documents. What they were actually asking for those docs that I received when I first get my capital one card. Those docs were just abt the interest nd my password nd all that stuff. How could I provide those useles docs aftrr one year nd then when I already moved to another province. So after that they opened my account just for monthly payments and I was doing those payments and all of sudden I came to know that they closed my account without informing me nd they give my account to collection agency nd gave r9 rating. R u kiding me ..they really dont knw how to deal with customers.. such a pain. Unlike capital one
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Review
#489641 Review #489641 is a subjective opinion of poster.
Product
Capital One Account