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First off I would like to say to the *** that is talking down about capital one, YOU ARE WRONG! I am giving this review from the standpoint of someone who has had credit card trouble in the past, and honestly, I hate credit cards, but capital one is great! I have had...
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12 comments
Anonymous
#954759

I was stranded in a different province and my wallet was stolen but I had my credit card in a different spot and explained and I was told too bad there is nothing they could do to help me get home. Everything was taken id so when I went to the bank they asked for id I had nothing but this I ended up having to beg on street in city's across the country just to get myself and 3 children home. Once home

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#318335 Review #318335 is a subjective opinion of poster.

Capital One

Contacted Captial One Customer Service as I was directed to do by their messeage when I signed onto my account. I called Capital One, the clueless representative could not find any reference number and did not know what I was talking about...waited on hold for 5 minutes until i got someone else..Then when I told him it was unacceptable for them to hold the funds for 14 business days before they credited my account, he said it was policy and hung up on me. Truly what poor customer service and very consumer unfriendly service..but they really dont care..they wouyld rather spend millions on commercials rather than bring their customer service back to the united states and train their people to be consumer friendly. Just another reasons why I love American Express.
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#317874 Review #317874 is a subjective opinion of poster.

CAPITAL ONE SCREWWS CUSTOMERS!

Had a credit card for 20 years w/ Capital One, I was late with one payment and they jacked the interest rate to 23.5 %! I pleaded w/ them for months to lower the rate, they said they would after 3 consecutive payments. Thats alot of bull ! this has been goin on now for 12 mo.'s when they know they have you they jack you! This is what's going on in this country. They don't work with the good people who intend on paying there debt. They suck us dry and just forgive those who default on all their debts. A *** backward country it is! PLEASE! DON'T SUPPORT CAPITAL ONE BANK, THEY OUTRIGHT SUCK!!!!!
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2 comments
Anonymous
#488056

They are the worst credit. card company ever .

. they will NOT work with their customers in the least. they quadrupled my rate and would not lower it. .

. they caused a lot of financial issues for me. . after paying them up to status.

. .

they restricted my account . :(

Anonymous
#488055

They are the worst credit. card company ever .

. they will NOT work with their customers in the least. they quadrupled my rate and would not lower it. .

. they caused a lot of financial issues for me. . after paying them up to status.

. .

they restricted my account . :(

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#316941 Review #316941 is a subjective opinion of poster.

Capital one credit card

Capital one telephoned me on the day speedlings charged my credit card over $4,000.00 to verify the charge. I specifically told capital one "no do not charge my credit card because I did not authorize the charge." Capital one replied "no problem we will reverse the charges." Six months later the charge is back on my credit card! How? When I specifically told my supposed to be credit card company not to authorize payment. Now mind you Capital one boasts about protecting against fraudulent charges; so much so that they telephone their customers whenever there is suspicious activity. They called me day of the charge, and turned back around and credited my account 6 months later! Be careful of Capital one credit cards and stay away from speedlings!
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#316778 Review #316778 is a subjective opinion of poster.

CAPITAL ONE FAKE CASH BACK PROGRAM

I was looking for a cash back card, as my debit card no longer offer cash back. I checked CAPITAL ONE website and the card I wanted had 2% cash back on grocery and gas. So I decided to apply. They give me only $500 credit, but is was ok as I was going only to use it for gas and grocery. After few months I log in to redeem the points and I find out that...SORRY NO CASH back and NO rewards of any kinds. I call customer service and they said "APPLY FOR A NEW ONE" Really???!!! Very unprofessional! I will move to discovery and hope it is not going to be an other scam!
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#316023 Review #316023 is a subjective opinion of poster.
Loss
$50
On Wednesday April 18th I received a deposit from the IRS to my Capital One prepaid MasterCard. My Acct. was put on hold for "security purposes" (I never used this card before). Customer services asked for me to fax 3 forms of ID to unlock my Acct.I faxed my...
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1 comment
Anonymous
#495165

The only way to get a truly free credit roeprt is though the actual agencies themselves, Experian, TransUnion, and Equifax. They will allow you, by law, one free credit roeprt every year, plus you are entitled to a free roeprt if you are turned down for credit based on a roeprt from that agency.FreeCreditReport.com, AnnualCreditReport.com, and similar sites are looking to sign you up for credit monitoring services.

They require a credit card even though the first month is free. They hope you will forget to cancel the service before they charge you for the second month.

Review
#314526 Review #314526 is a subjective opinion of poster.

Rewards program freud capital one!!!

we were offered double miles from any other cards if we showed a statement from 2011. they gave us the wrong information and charged us the 59 dollar fee and now renaged on the promotion points after several company reps gave us the wrong infromation,, after more than 2 hours on the phone they still will do nothing.... after 8 yrs and a perfect paying record... they have seen the last of us. a billion dollar company is now offering us 2500 bonus miles for our aggrivation.. not even near the 59 dollar yearly fee. I'm sorry... yes people make mistakes... but do something about it... capital one doesn't care
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2 comments
Anonymous
#481768

I am with Capital One. Please send me an email at sukhi.sahni@capitalone.com and we will look into this matter.

Thanks.

pldylan
#474491

I had the same experience with the CASH BACK Platinum Mastercard.

The program was fake, and they try to make me apply for an other credit card. Can you believe it?

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Review
#313342 Review #313342 is a subjective opinion of poster.

Capital One in Birmingham, Alabama - Please Do Not Send More Than Required

I applied for a Capitol One credit card just this month. On the questions and answers section, it states that you could raise your credit limit by paying more than the required security deposit. I was required to pay $99 for my deposit for a $200 limit. I decided to pay $200 more because they stated they would match dollar for dollar anything above your limit. I decided to call because i had not received my card and asked what my limit was. I was told $400. The 1st customer service rep stated she needed to transfer me to a specialist. At that point i was told they had matched my deposit, so i wanted to know why Capitol One site states "How To Increase Your Credit Limit?.....Deposit More Money And We Match It Dollar For Dollar." OK, my math $200 limit, i deposited a extra $200 which should have been matched = $400 Plus the initial $200 limit = $600 limit. The specialist/rep, put me on hold, came back and stated after you receive your card, then you can deposit more money to increase your limit. She said that was under their "Terms & Conditions". I feel that it's very misleading to say one thing on their site and do another. I guess i will take my card and manage it wisely in order to rebuild my credit. PLEASE, get your card first, before you add more money for a increase. I pray that this complaint will be my one and only.
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#313340 Review #313340 is a subjective opinion of poster.
On March 28th, I made a payment of 723 to capital one auto finance and they said that this wills stop my car from being repossed and set up a payment schedule that will bring my payment current. I received a call today April 13 at work stating that my care is now...
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#311852 Review #311852 is a subjective opinion of poster.
Loss
$19000

Capital One in Oklahoma City, Oklahoma - They lie alot..go with another

Once you get them on the phone you have a hard time understanding them then second I know sometimes they put you on hold just to mess with you. My complaint is that I and my wife have requested a simple letter for our mortgage company. After 6 times of calling on different days and hearing, " We will get the phaxed out and have a letter sent to you today, or by five pm. I have told my wife to be nice on the phone so they would be more apt to doing it. First you somehow convince me that spending money to to spend money is a good idea then you give me no support and lie all the time. Of course you do not leave your whole name because 95 percent of you just b s us around. I have had it. If you say your going to do something then do it. By the way we will surely be canceling these junk cards. All because my interest needs to be paying for something of interest..
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#311703 Review #311703 is a subjective opinion of poster.