Capital One
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CAPITAL ONE Liars Deceivers
- I liked the price and finance charge
- Customer service or the lack of care or assistance
Preferred solution: fix my credit report so that it doesn't show monthly payments owed.. its discharged and there are no monthly payments
Car Purchase
- Lack of communication
- Customer service or the lack of care or assistance
- Procrastionators
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Verified Reviewer | Hopewell, VirginiaCapital One Auto Finance Auto Loan Review from Hopewell, Virginia
Very discusted with capital obe auto finance . I have had a auto loan with them for almost 2 years .
also have 4 credit cards ( myself 2 and my wife 2 ) My mother had a major stroke and i notified them about it and in this major family tragety I was late on some payments which I caught up completley in the next month . I went to apply for a new car loan with them in which i was trading in the existing loan i had with them . To my outter surprise they have denied me for the new loan . I would have to say that this has completely turned me away from capital one .
I will pay off my creditcards with them and cancel them . I will also find someone else to finance my nrxt truck and never do buisness with capital one again in my lifetime and will also tell all those who will listen to do the same !!!
B. Mann
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Hi, how you are supposed to have a car since june till october and no make a single pymt.. use ur logic.
usually dealership and bank institution give you a grace period of 30-45 days to make your first payment. not helpful
WRONG!
Being late for the FIRST payment is a First Payment Default and is nothing more than the mark of a true deadbeat.
You can forget your 30-45 day grace period nonsense. The contract gives the date of the first payment which may be thirty days from the date of contract signing but that's not a grace period.
A grace period ONLY means there's no late charges...it does not move the due date! Serial deadbeats everywhere hide behind a grace period.