Beware 0% offers for 12 mos. because if you cross a check in the mail as I did when I paid off the balance, they applied the $1800 convenience check first and the $2700 check to payoff the prior balance second thereby invalidating the 0% offer.
So I thought I could buy a new camera for my business at 0% APR as long as I paid off within 12 months, was I ever wrong.I am now paying close to 12%!!
The rep even berated me for not reading the fine print on my credit card contract after I complained.
They are a rip off! Watch out
Product or Service Mentioned: Capital One Credit Card.