Capital One flagged my account as a security risk after using my credit limit of $20,000. Since they did that, i was not able to speak to anyone (at least a human being) or claim my rewards of 35,000 Miles which is about $300.
I paid the balance and never saw the rewards.
Stay away from them since they trick you with a high balance limit but you will not see your so called rewards.
Also, don't expect to speak to a human being about this. I was literately told to "pay the balance and F-off" by their security specialist or what ever Pam's title was.
Product or Service Mentioned: Capital One Credit Card.
Monetary Loss: $300.