I received a credit card in the mail from Capital one on April 3, 2011. I called to get a pin number and they gave me one over the phone.
I put it in my wallet like a fool. I went out and lost my wallet. I had over 300 in cash advances taken off my card that night. I called Capital One Immediately to tell them about the card being lost and they informed me of the charges and they did a fraud form.
This form took forever to get in the mail and once I got it, I filled it out and sent it in. I called about a week later and the RUDE *** on the other line told me that she don't know how I got a pin number and lost my card the same day and it sounds fishy to her. Um *** it happened. I've closed my Account with them.
They have put the charges on my card and they are saying I owe the money.
I feel like I don't want to even pay them. What can I do?
Product or Service Mentioned: Capital One Account.
Monetary Loss: $477.