Anyone thinking about applying to for a Capital One card should really think twice and then some. This is by far the most complained about credit card company for a reason—they are shady and unreliable.
They have lost class action law suits for deceptive advertising and practices. If you are traveling and relying on the card they will cancel for “fraudulent activity” with no explanation. They will also conveniently cancel when you have points. Read all the information out there and unless you are out of options, realize doing business with capital one will backfire on you.
I applied for an online card that had been approved online After using it, the card was restricted for “fraudulent activity”. They demanded I send in my drivers license which no one should ever do with the shady employees at Capital One as it sets you up for identity theft. They will do a hard inquiry in all three accounts. I have excellent credit and am decided I was better getting a new card from Chase, which is a reliable company.
Don’t fall for the cutesy ads.
They prey on the uninformed and desperate. Who else would tolerate them?
Product or Service Mentioned: Capital One Credit Card.
Reason of review: Bad quality.