Duncan, British Columbia
Not resolved
8 comments

Update by user Dec 15, 2013

Here is a new url to visit regarding the Capital One Class Action:

http://canadianclassactioncapitalone.weebly.com/

I will be launching this action very soon. Still very interested in hearing from any Canadians that paid the $29.00 over limit fee. Did Capital One ever disclose the fee to you in writing, in the exact amount?

Original review posted by user Aug 19, 2010

I am organizing a class action Lawsuit against Capital One Canada and looking for anyone that has been charge excessive fees by Capital One, especially the $29.00 over limit fee, on a credit card, line of credit, mortgage or auto loan.

I have had an account with Capital One since about 2003/2004 time frame, since having their credit card they have had me in their system that I am deceased, then credit counseling, when none of that was true. I have also paid numerous $29.00 over limit fees to Capital One over the years. I personally feel these additional fees are excessive and unfair.

Check out the Class Action Page here: http://www.myvilistings.com/Capital%20One%20Class%20Action.htm

Thanks,

C.V. Vancouver Island, BC Canada

Product or Service Mentioned: Capital One Account.

Do You Have Something To Say ?
Write a review

Comments

You will be automatically registered on our site. Username and password will be sent to you via email.
Post Comment
Anonymous
#1377626

Worst customer service ever. You reach people that can't speak english.

Very disorganized and a lot of time placed on hold.

Even their Canadian staff admit they receive a lot of complaints about language barriers, but the Upper management do not listen...

GET OUT WHILE YOU CAN!!!! TERRIBLY MANAGED BUSINESS.

Anonymous
#334616

I'm in the same boat. Had a financial setback and went over my limit.

I thought it was $29 just when you went over but it's $29 per month while over!

But if you can only afford a small payment you never get below the limit. $29 + $47 Interest - $50 Payment....the balance goes up $26 at least

Anonymous
#1385080
@Peter

In other words, you brought this upon yourself by your lack of managing your own account.

Anonymous
#327834

Has there been any progress on this? My bank of Montreal card also charges me over limit fees.

Anonymous
#311257

Has any progress been made on this? I am a lawyer who teaches banking law at Carleton University in Ottawa and have in mind several arguments to the effect that the over-limit fee is illegal under existing laws.

calebmancan
#758926
@Sam Schwisberg

Sam I would like to talk to you more about this. Feel free to send me an email: calebmancan@yahoo.com

calebmancan
#199881

Thanks Eileen. Yes still gathering people to participate.

Thanks for coming forward on what you have been dealing with too.

you can reach me at calebmancan@yahoo.com put in the subject line class action capital one canada. Thanks...

Anonymous
#198988

I too got "other charges" which were 89.00, a hike from the 29.00. Everytime I think I have a contact number it's not working.

These fees like Money Mart and Cash Store must be illegal. The class action against these stores was won.

Let me know what this involves.