Do not do any business with Capital One, with regards to their pre-approval credit card offer. They are manipulators in baiting consumers with a low to high interest rate, APR.
then once your (consumer) is approved, Capital One switches the APR to its highest. i.e. 14.84% to 26%, depending on one's "Credit worthiness." Capital one approves a consumer of theirs for less say 10K with a 26& APR. How does this make sense?
After a continue fight for my rights, even filing a complaint with the Federal Trade Commissioners Office. To my disgust and dissatisfaction, the FTC sucks!! And Capital One are SWINDLERS. If organizations, such as The Federal Trade Commissioners office, along with the CPFC, their subsidiary are put in place to protect and fight for the consumer, what good are they if in the end there was no recourse for the consumer/ Really people?
What a waste of a cause for one. SMDH!
Reason of review: Bait and Switch tactic.