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Do not do any business with Capital One, with regards to their pre-approval credit card offer. They are manipulators in baiting consumers with a low to high interest rate, APR.

then once your (consumer) is approved, Capital One switches the APR to its highest. i.e. 14.84% to 26%, depending on one's "Credit worthiness." Capital one approves a consumer of theirs for less say 10K with a 26& APR. How does this make sense?

After a continue fight for my rights, even filing a complaint with the Federal Trade Commissioners Office. To my disgust and dissatisfaction, the FTC sucks!! And Capital One are SWINDLERS. If organizations, such as The Federal Trade Commissioners office, along with the CPFC, their subsidiary are put in place to protect and fight for the consumer, what good are they if in the end there was no recourse for the consumer/ Really people?

What a waste of a cause for one. SMDH!

Reason of review: Bait and Switch tactic.

Company wrote 0 private or public responses to the review from Jul 11.
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"And Capital One are SWINDLERS. "Awww...

Someone doesn't read the small print. Let me help you. Pre-approved means they got your name from the credit companies. They ask for people who match certain profiles.

They can't see your credit report.They in turn mail out something to people like you who don't have a hope in he!! of getting a low interest rate. They go into your file, see the nightmare it is and offer you a card at a higher rate.They do this because for whatever reason your credit stinks. They probably also do it know most people in your position want a card, any card so they can play the credit utilization game and raise their score by having a bunch of cards.Works for a minute until they cut your limit or the card itself.Get your credit straight come to them like someone who deserves low rates.Until then, this is on you...OK..

Let's hear it. You must work for (insert company).

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