I have had my loan with Capital One since April 2007.I never missed a payment, A year ago I lost my job due to the recession.
I explained that to the representative and a payment plan was set up with them (Capital One). The rep. advised me that he can't stop the phone calls.. In a one week period they have called me 103 times..
Insane!! There is a recession and people are trying their best. Whatever you do, Please don't given them your number..
they will drive you crazy with their rude representatives.They do not listen to reason..