3 comments

I have had my loan with Capital One since April 2007.I never missed a payment, A year ago I lost my job due to the recession.

I explained that to the representative and a payment plan was set up with them (Capital One). The rep. advised me that he can't stop the phone calls.. In a one week period they have called me 103 times..

Insane!! There is a recession and people are trying their best. Whatever you do, Please don't given them your number..

they will drive you crazy with their rude representatives.They do not listen to reason..

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Anonymous
#272986

It is perfectly legal in the United States to collect on a debt that you OWE!

Yes this may suck, but it's Legal! Why don't you look up the law?

Mistyloo928
Mathura, Uttar Pradesh, India #243858

I unfortunately have been in the same position.You are allowed technically 10 days after your payment due date, but they will call you ALL DAY long..I was 4 days late on one payment because of how my paycheck fell and they called me 83 times in ONE DAY.

I normally use the harassment line on them and they relax for a bit.Sorry you have to go thru this!

Anonymous
#239716

I've had the exact same experience. What a waste of time and money for them to keep calling!

I keep thinking they'll cause someone to commit suicide because it's so infuriating.

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