Their special transaction offers have detrimental terms that they do not disclose!!! I took advantage of several of their 2.99% (for 12 mos) offers over a period of 5-6 months.
What they do not disclose is that your payments go to the NEWEST debt first and not the oldest. This causes your oldest balance to age out of the 12 months at 2.99% and jump to their super high Purchases interest rate. I called customer service to complain and their CSR manager Andrea told me "too bad" in so many words.
They obviously do not value good, high rated customers! The morale of the story is to not do business with Capital One!
Review about: Capital One Credit Card.
Monetary Loss: $60.