I HAD a credit card through this "company." A $250 limit. Just to build my credit.
Well, HUGE mistake. I closed this credit card account in June 2007, asked for a letter stating that the account had a $0.00 balance and it will be closed after their standard 3 month time period, and the same day, cut up the credit card. Well, I get a call from collections stating that I owe CapOne over $200!!!! Why?
Cause CapOne accepted a charge that I never did in NOVEMBER!!! Wasn't the account supposed to be closed by SEPTEMBER??????
I faxed the letter 4 times and they say that they never received it. IT"S A *** SCAM!!!!!!!!!!!
Product or Service Mentioned: Capital One Account.