I had gone into a settlement with Capitol One Auto Finance for my vehcle. I paid my end of the settlement in which I am suppose to have the title of the car.
It's been about 5 months now and I haven't gotten my ownership papers yet. I keep calling and they keep passing me on to another person and later gave a lame excuse that because I'm in a different state now the ownership will be mailed to that state. I did the same thing with Americredit but they were able to send it to me within 30 days of my last payment.
I recieved the 1099 and it also shows in my credit report that it was setteled. I will probably take then to court for a breach of contract like they tried to threaten me before.