I have an auto loan with Capital One. They threatened repossession after they failed to send me a bill for over a year.
I continued to make payments online. I sent a letter demanding contact with no response. I received a letter stating that ONYX ACCEPTANCE was the new owner, with no contact information. I attempted to visit the website, which is a dating site for evidently African Americans.
I still make payments, but I know I've paid over $2,000 over and above my loan due amount.
However, they've F-UPD my credit so that I can't buy a house.
PLEASE PLEASE PLEASE HELP ME.