i had a Capital One Account and had some hard time and couldn't make payments on time. I may have missed tow to three payments, next thing i knew my account was turn over to collection agency wanting 575.00 payments for 12 months to pay of the account.
if i could make 500. monthly payments, i would have paid the payments i missed. For 2 years or more I have been making 75.00 a month payments and they will not consider lowing my 28% interest rates.
I owned Ban of America 3 times what i own Capital One and they set my payments where i could meet them and pay off the bill. i have 15 months and they will be paid in full.
Product or Service Mentioned: Capital One Account.