I am in USA for 3 weeks and got my SS#, I have no history and applied for Capital One. Their customer service in chat suggested Capital One Cash Rewards for Newcomers Credit Card -http://www.capitalone.com/credit-cards/cash-rewards-for-newcomers
I have a good income and applied for it, in 20 seconds system declined it. THEY DID NOT CHECK ANY INCOME OR EMPLOYMENT BUT THEY REPORTED IT TO all 3 bureaus!!!
I was escalated to 3 managers in their customer service which was completely poor and unhelpful. But in the end I am screwed up!!
One of their managers offered to apply for their secured cards which has annual fee , it answers my question. they just make such card advertisement for attracting people to secured cards!!!
They screwed my credit history which I wanted to start in US with them, their service is so poor, what I can do know. The only thing is go to court.
Product or Service Mentioned: Capital One Credit Card.