I hope it is not a Capital One card. I will make it short and sweet.
They were the first one to raise their interest rates. They seem to be the only one card that I had where you had better pay your bill a week ahead of time if you do not want to get hit by a late fee. Financial trouble? They will not work with you or credit counceling services.
They are the first to send you to collections. They are the first to sue you if cannot pay through collections and the collections company that they use if absolutely the worst. I tried to get into my 401k using diffent passwords until it locked them out. There was nothing in there anyway.
They are also the first one that ( will ) sue you. So, what is in your wallet?
Product or Service Mentioned: Capital One Credit Card.